Terms and conditions of use, and the limit of what this site does

This page sets out the terms on which you may use this site, and it draws a hard line around what the site is and what it is not. The line matters because the subject matter is gambling, and the gap between reading about a product and using one is the gap between education and an offer. Please read the whole page before you rely on anything here.

What this site is, and what it does

This site is an educational and explanatory publication about online gambling products that are marketed towards people in Australia. It models the terms of offers, it calculates turnover requirements from those terms, and it cites public law so that a reader can see the rules that apply. That is the whole of the activity. Every page is an exercise in reading a contract carefully and doing arithmetic on it, in the same way that a consumer publication might read a mobile phone plan or a home loan contract and explain the traps in plain language.

When this site writes about turnover, it is doing multiplication and division on numbers that an operator has published. When it writes about a bonus cap, a maximum win, a minimum deposit, a wagering multiple or a time limit, it is transcribing a term and then showing what that term means in practice once a reader tries to satisfy it. The purpose of that exercise is comprehension. A term that says a deposit must be turned over forty times before any withdrawal is permitted is a term that very few readers will calculate correctly in their heads, and the arithmetic here exists so that a reader can see the true shape of the obligation before any money moves.

When this site cites law, it cites legislation and public regulatory material, and it identifies the provision it relies on so that a reader can go and read the same provision. The site does not interpret the law in a way that favours any commercial party, and it does not offer a view on whether a particular reader should or should not do anything. It explains what the text of the law says, and it applies that text to the ordinary case. If a reader wants legal advice about their own circumstances, the reader must obtain it from a qualified lawyer who is licensed in their jurisdiction.

The site is written for an Australian audience and uses Australian English, Australian spelling and Australian dollars where money is mentioned. Conversions are not made to other currencies, because a conversion rate at the moment of writing would be stale by the moment of reading and would mislead a reader trying to reconcile the figure against a statement from an operator. Every monetary figure shown is shown in the currency in which the operator stated it, and if the operator stated it in Australian dollars it is left in Australian dollars without any attempt to express it in another currency.

What this site is not

This site is not a gambling operator. It does not accept a stake, it does not hold a player's funds, it does not run a game, it does not pay a prize, and it has no interest in any wager placed anywhere by anyone. There is no account here, no wallet, no deposit method and no withdrawal process. Nothing on this site can be used to place a bet. If a page appears to describe an offer in detail, that detail is a description of somebody else's published term, reproduced for the purpose of explaining it, and it is not an invitation from this site to accept that term.

This site holds no Australian gambling licence, and it does not need one, because it does not offer a gambling service. A licence under Australian law attaches to the provision of a service, and this site provides no service that is licensable: it publishes words and numbers. It does not supply a game to a player, it does not intermediate between a player and an operator, it does not take a commission on a wager, and it does not introduce a player to an operator in exchange for a share of losses. The absence of a licence is therefore not an omission or a gap; it follows from the nature of the activity, which is publication.

Nothing on this site is advice about where to gamble, whether to gamble, how much to gamble, or when to stop. It contains no recommendation of any operator, product, game or service, and no ranking is a recommendation. Where the site compares terms across products, the comparison is a comparison of arithmetic and contract language, and it is not a judgment that one product is suitable for any reader. A reader who treats a comparison here as a recommendation has misunderstood the page, and should not act on it.

The site is also not a source of verified fact about any operator. It does not audit an operator, it does not test an operator's software, it does not examine an operator's solvency, it does not check an operator's ownership, and it does not confirm that an operator will honour any term it has published. A term published by an operator can be changed, withdrawn, or applied inconsistently, and this site has no power to compel any operator to do anything. The site reports what is stated, and it stops there.

Every figure is the operator's own term, not a verified fact

Every figure that appears in a description of an offer on this site is the operator's own stated term. That includes a bonus amount, a percentage match, a maximum bet, a maximum cashout, a wagering multiple, a game contribution rate, a time limit for completing turnover, a minimum deposit and any other number attached to the offer. The site takes the figure from the operator's published material and uses it as the input to the explanation. It does not verify that the figure is accurate, current or complete, and it does not verify that the operator applies the figure as written.

The distinction between transcription and verification is important and it is easy to lose. If an operator publishes a wagering requirement of thirty five times the bonus, this site can calculate what that requirement means: it can show that a one hundred dollar bonus obliges the player to place three thousand five hundred dollars in qualifying wagers, and it can show how the contribution rate of different games changes that obligation. What the site cannot do is confirm that the operator will credit every qualifying wager as qualifying, that the operator's game weighting will match the published table, or that the operator's system will compute the balance the way the arithmetic here suggests. Those are matters for the operator and for any regulator with jurisdiction over the operator, and they are outside the scope of an explanatory site.

Terms also change. An operator can amend a promotion, withdraw it, or alter a capped figure at short notice, and the version reproduced here may be out of date before the page is read. The authoritative version of any term is the version published by the operator at the moment a reader engages with it, and a reader who relies on a figure here instead of the operator's current published term is relying on a secondary source that carries no guarantee of currency. Where the site gives a date or a context for a figure, that date is a statement about when the figure was observed, not a promise that it still stands.

For that reason the figures here should be treated as worked examples rather than as facts about the world. A worked example is useful because it demonstrates a method: it shows how a turnover obligation is computed, how a contribution table alters the effective requirement, how a cap limits the value of a bonus, and how a time limit interacts with a wagering multiple. A reader who wants to understand a particular offer should take the method from this site and apply it to the operator's current published terms, reading every clause, because the clause that is not in the headline is often the one that determines the outcome.

The legal position this site describes, and why it is described

The legal position that this site describes is the one set out in the Interactive Gambling Act 2001 (Cth). Under section 5(1) of that Act, a casino served to a person in Australia is a prohibited interactive gambling service. The provision operates on the service, and it does not turn on the location of the operator, on the currency used, on the language of the site, or on any label the operator applies to itself. A service that provides casino style gambling to a person who is physically in Australia falls within the description, and the consequences that the Act attaches to a prohibited interactive gambling service follow from that characterisation.

The Act contains a list of exclusions in section 5(3), and that list is closed. The exclusions cover particular categories of service and particular categories of conduct, and a service that is not within any of the listed categories is not excluded. Casino style gambling served to a person in Australia is not within the closed list, so nothing in section 5(3) takes it out of the prohibition in section 5(1). This site states that conclusion plainly because it is the legal context in which the products it describes exist, and a reader who is trying to understand the market should understand that context. It is part of the explanation, in the same way that the arithmetic is part of the explanation.

The absence of an Australian licence follows from the same analysis. There is no Australian licence available for the product described here, because the product is the very thing the Act prohibits when it is served to a person in Australia. An operator that advertises an Australian facing casino product therefore does so without an Australian licence for that product, and a reader should not infer a licence from polished branding, from a local payment method, from Australian English on a page, or from a claim of international regulation. None of those things is an Australian licence, and none of them changes the operation of section 5(1).

This site describes that position so that a reader can see it, consider it, and seek qualified legal advice if the reader wants advice about their own conduct. The site does not encourage a reader to breach the Act, it does not assist a reader to breach the Act, and it does not present the position as a matter of opinion to be argued around. It presents the provision, the closed list, and the consequence, and it leaves the reader to act lawfully. A reader who wants to gamble lawfully in Australia should look to the forms of gambling that are lawfully available in the reader's state or territory, and should seek advice about them from an authoritative source rather than from a site like this one.

Adults only, third party destinations, and the limit of liability

This site is for adults. A reader must be at least eighteen years of age to use it, and a reader who is under eighteen must leave now. The material here discusses gambling products and the terms attached to them, and that material is not suitable for a minor. If you are not an adult, do not read further and do not follow any outbound path from this site. The age restriction is a condition of use, not a suggestion, and it applies to every page.

This site contains outbound paths, including paths that pass through a redirection layer before arriving at a third party site. Following an outbound path takes a reader away from this site and to a third party that is governed by that party's own terms and conditions, its own privacy policy, its own complaints process and its own legal obligations. This site does not control that third party, does not endorse it, does not warrant anything about it, and is not a party to any agreement a reader makes with it. Once a reader leaves, the terms of the destination apply, and the reader should read them before doing anything that involves money or personal information.

This site is not liable for a decision that a reader makes. If a reader reads a page here, follows a path, opens an account somewhere, deposits money, accepts a bonus, attempts to satisfy a wagering requirement, or loses money, that decision and its consequences are the reader's own. The site provides explanation, not advice, and it provides it without any warranty of accuracy, completeness or fitness for a particular purpose. The figures are the operator's terms and not verified facts, the law is described and not applied to the reader's circumstances, and the comparisons are arithmetic and not recommendations. To the fullest extent permitted by law, the site and its authors exclude liability for any loss or damage arising from use of the site or from reliance on anything published on it. If you do not accept these terms, do not use the site.

Questions about these terms

Does this site accept bets or hold my money?

No. There is no account, no wallet, no deposit method and no withdrawal process here. The site does not accept a stake and does not hold player funds. It publishes words and numbers, and nothing on it can be used to place a wager.

Why does the site hold no Australian gambling licence?

Because it does not offer a gambling service. A licence attaches to the provision of a service, and publication of explanatory material is not that service. The site does not supply a game, does not intermediate between a player and an operator, and does not take a share of any wager.

Are the bonus figures and turnover numbers verified?

No. Every figure is the operator's own stated term, taken from the operator's published material and used as an input to the explanation. The site does not audit the operator, does not confirm that the figure is current, and does not confirm that the operator applies it as written. Check the operator's current published terms before relying on any figure.

What does the site say about the law, and is that legal advice to me?

The site states that a casino served to a person in Australia is a prohibited interactive gambling service under section 5(1) of the Interactive Gambling Act 2001 (Cth), that nothing in the closed list in section 5(3) excludes it, and that no Australian licence exists for the product. That is a description of public law, not legal advice about your circumstances. For advice about your own situation, consult a qualified lawyer.

What happens when I follow an outbound path from this site?

You leave this site and arrive at a third party that is governed by that party's own terms. This site does not control the destination, does not endorse it, and is not a party to any agreement you make there. Read the destination's terms before you do anything involving money or personal information.